Linger at Your Thanksgiving Table

Linger at Your Thanksgiving Table

I have been to many funerals for clients over my 29 years in the Financial Advising business.  It is a natural part of helping transition people through different stages of life.  They work, they retire, and they pass on.  I have been fortunate enough to have a...

Einstein’s Theory of Compound Interest

Albert Einstein famously said that compound interest is the most powerful force in the universe.  He said, “Compound interest is the 8th wonder of the world.  He who understands it, earns it; he who doesn’t, pays it.”  Who am I to argue with such a smart guy? Einstein...

Vive La Difference

It’s that time of year again when politics play a more prominent role in conversations, and strong lines of division are drawn. (Recently it seems as though it is always that time of year.)  People who ordinarily seem agreeable suddenly are not.  You dread...
90-Day Legacy

90-Day Legacy

Imagine, if you will indulge me, that you have only 90 days with which to live.  You won’t suffer.  You know the day, and you have the next 90 days to spend however you wish. I know that it may be a horribly morbid exercise for you, but I am hopeful that I will make...
Mackinac Island

Mackinac Island

As a boy growing up in Traverse City, my family would usually venture to the magical island between the upper and lower peninsulas of Michigan that we affectionately call Mackinac (or Mackinaw if you prefer).  We never stayed overnight on the Island, just day trips. ...
Fanfare for the (Un)common Man

Fanfare for the (Un)common Man

I was a strange kid in high school.  I know that may come as a surprise to some of you, but alas it is true. By strange, I mean eclectic.  And by eclectic, I mean bordering on eccentric.  Let me explain. I could be seen crossing the campus of Traverse City Senior High...