I am begging your indulgence in me pursuing a theory in this blog format.  If you are not interested in the inner workings of my brain, you may want to stop reading here.  Otherwise, join me, won’t you? As I have previously stated in this blog, this is our first...

As of this writing, I have read 35 books in 2020.  It seems like a lot when I think about it and I suppose it is.  I have learned to love to read and always have a book or two going at the same time (and one with me at all times).  I fill idle time with reading but...

Do you remember the greater than (>) and less than (<) symbols from your childhood math class?  You may have been taught, the same way I was, to imagine that the symbols represented an alligator’s mouth opening and he was always going for the larger amount.  If...

In an ordinary summer I would have been to the beach dozens of times by mid-July.  This has not been an ordinary summer and last weekend was the first time in 2020 for me to visit the Lake Michigan shoreline. After a battle with the white caps on my stand-up paddle...

I don’t know how it happened; I just know what it feels like to come out in the open with my secret.  I don’t think I am a hoarder, and I suppose that is just what a hoarder may say, it’s just that I may be sentimental… maybe too sentimental.  I have mementos from our...

When I started in this profession, it was the late eighties and the people I was helping were just entering retirement.  Of course, this makes sense, and I have continued to help assist people make the transition from work to retirement.  What was unique about the...

As a parent, I have learned a very valuable skill which I familiarly refer to as a “redirect.”  Of course, this only works on young children whose attention is easily shifted.  I have not tried it on twenty-somethings, but I have watched the caregivers that take care...

It appears that global pandemics cause people to behave in a crazy fashion.  There are endless examples, of which I will not recall for you; they are much less important than how this pandemic caused our family to behave strangely.  Being a clever person (and seeing...

Humans are incredibly adaptive and resilient.  We can adjust with a change of surroundings quite easily and this pandemic is another example of how we can adapt.  We were instructed to social distance, stay home, flatten the curve, mask up, and many other changes in...

As far as the stock market goes, April 2020 will be one for the record books.  It was the single best month in the stock market since 1987.  I bet you didn’t know that.  I know it does not feel like it was the best month in the stock market since big shoulder pads,...