I cannot for the life of me remember a time in our country’s history when politics were more divisive than they are right now.  Never have the sides been so clearly drawn.  You are either with us or against us.  On our side or opposed to us.  The middle is a sweet...

I know that we have all suffered from Covid-19 fatigue in some way, shape or form.  If you are anything like me, you listened intently during those first few press conferences in March while simultaneously watching your investment values shrink.  You may even have...

I have had the pleasure of being on over a dozen podcast interviews as it relates to promoting my new book, Now What?  A Practical Guide to Figuring Out Your Financial Future.  Podcasting is new to me but talking comes naturally so I figured I could pull it off. The...

I am begging your indulgence in me pursuing a theory in this blog format.  If you are not interested in the inner workings of my brain, you may want to stop reading here.  Otherwise, join me, won’t you? As I have previously stated in this blog, this is our first...

As of this writing, I have read 35 books in 2020.  It seems like a lot when I think about it and I suppose it is.  I have learned to love to read and always have a book or two going at the same time (and one with me at all times).  I fill idle time with reading but...

Do you remember the greater than (>) and less than (<) symbols from your childhood math class?  You may have been taught, the same way I was, to imagine that the symbols represented an alligator’s mouth opening and he was always going for the larger amount.  If...

In an ordinary summer I would have been to the beach dozens of times by mid-July.  This has not been an ordinary summer and last weekend was the first time in 2020 for me to visit the Lake Michigan shoreline. After a battle with the white caps on my stand-up paddle...

I don’t know how it happened; I just know what it feels like to come out in the open with my secret.  I don’t think I am a hoarder, and I suppose that is just what a hoarder may say, it’s just that I may be sentimental… maybe too sentimental.  I have mementos from our...

When I started in this profession, it was the late eighties and the people I was helping were just entering retirement.  Of course, this makes sense, and I have continued to help assist people make the transition from work to retirement.  What was unique about the...